Our products and services: Tailor-made solutions for companies of all sizes
Atradius Credit Insurance protects against losses arising from non-payment for goods and services sold on credit. Our credit insurance products are based on the ‘Modula’ concept: a catalogue of policy conditions aligned across our worldwide operation that can combine flexibly to meet each customer’s business needs.
For multinationals, we offer a sophisticated credit management solution: our Global policy. As a market leader in this segment, we have an excellent understanding of their requirements, whether their credit management is centralised or devolved locally.
For medium-sized and large companies, we offer cover solutions that can be adapted to fit all kinds of businesses, in any sector, doing business domestically or internationally.
For SMEs, our products again built on the ‘Modula’ principle, are simple to understand and administer.
The Atradius' on-line tool ‘Atrium’ eases policy administration for customers, while the additional credit management service ‘Insights’ lets customers analyse the risk in their portfolio. While credit insurance normally covers a customer’s whole turnover, we offer a range of structured credit risk solutions designed for specific large and complex transactions.
These address a range of circumstances, from enhanced credit protection for single contracts or buyers to pre-export finance, and can be combined to meet multiple needs. To accommodate the rise of digital trading, our Single Transaction Credit Insurance product can be bought online at the same time that trading decisions are being taken.
Re-insurance: Specialised solutions for credit and bonding
Atradius Reinsurance DAC (Atradius Re) is the leading monoline credit and bonding reinsurer, offering reinsurance solutions for credit insurance and bonding business of primary insurers around the globe. Currently, Atradius Re supports 126 clients in 61 countries.
Bonding: Leading bond supplier in Europe
Present in 12 European countries, Atradius Bonding, an acknowledged leading bond supplier, serves an extensive portfolio of businesses in a wide range of industries, helping them secure their performance and support their business development.
Instalment Credit Protection: Risk protection for instalment-based credit agreements
Atradius Instalment Credit Protection (ICP) covers short- and medium-term risks involved in instalment-based credit agreements with private individuals and businesses. It serves financial and corporate policyholders in Belgium & Luxembourg. Covering mainly consumer credit, leasing and renting risks, our product range extends also to residential real estate insurance products for co-ownerships and for rental guarantees, private car leasing arrangements and the construction sector, to protect against payment default by homeowners.
Debt Collection: Professional and reliable collections backed by a global network
With a presence in 33 countries, Atradius Collections helps businesses - both insured and uninsured - collect domestic and international trade debts, while maintaining sound business relationships with their clients. Our strong reputation as a business-to-business specialist is built on our expertise, the strength of our brand, and our fully integrated international network of collectors, lawyers and insolvency practitioners, as well as online capabilities.
Dutch State Business: The export credit agency of the Netherlands
Atradius Dutch State Business (ADSB) is the export credit agency of the Netherlands, working on behalf of the Dutch state. To minimise the risks of non-payment not covered by the private market, and to enable the financing of Dutch export, ADSB offers a wide range of insurance and guarantee products to Dutch exporters of capital goods, internationally operating construction companies, and their financiers or investors.
Credit Information Services: Business intelligence to support credit management decisions
Atradius offers information services through Iberinform in Spain and Portugal, Graydon in the Netherlands, Belgium and UK and Informes in Mexico. These provide business intelligence solutions to help our customers manage risk and make smart decisions in their credit management, risk and compliance management and marketing.